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The Benefits of Private Medical Insurance

It’s a debate that many have had; is private medical insurance worth it?

Firstly, the NHS is an amazing system but many patients are resorting to private health care in a bid to receive quicker treatment and at a hospital of their choice. According to the Financial Times, over 5 million people in the UK currently invest in private health insurance and use it to gain the benefits that accompany a private health care plan.

With private health insurance, there are no long waits to see consultants, meaning you receive prompt diagnosis and treatment. You also have a choice of hospitals where you can receive your treatment and you’re not restricted like you possibly could be if you were to use the NHS.

Many patients enjoy the security of a private health insurance policy from looking after your family to elderly patients who may require specific treatment at certain times.

Of course, different policies and plans come with varying levels of allowances and excesses, for example, cancer care. This is just one of many options available when looking at private health care policies and can assist with reassurance should you ever need to claim on your policy.

Work place policies are becoming increasingly popular and more colleagues are taking up the offer of a company policy plan. Four fifths of UK private health insurance plans are covered by corporate policies.

With the benefits mentioned, it’s easy to understand why so many people choose the private medical insurance route.  

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